An ordinary life policy may have a cash surrender value of $50,000.

一份普通的人寿保险单的退保金额可能有$50000。

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However, mimicking the compensation policy of competitors for the sake of parity means neglecting the value of compensation as a means of stressing long-term performance.

然而，为了平等而模仿竞争对手的薪酬政策，意味着忽视了薪酬作为一种强调长期绩效的手段的价值。

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That is, the insurance policy doesn't just insure you against death, it also builds value over the years.

也就是说,保单不仅仅,补偿死亡带来的损失,它们还会逐年增值

耶鲁公开课 - 金融市场课程节选

What he invented was an insurance policy that had a cash value and that's another-- it's a cash value on the insurance policy.

他创造了一种保单,这种保单具有现金价值,指带有储蓄性质的保单所具有的价值

耶鲁公开课 - 金融市场课程节选

Funded properly, minimum insurance in a cash-value policy can result in maximum savings thanks to the magic of compounding dividends on premiums.

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It turns out that most of the governments in the world have some sort of stable-value policy, in this way also giving up most, if not all, of any ambitions to manage their economies with money-jiggering.

FORBES: 40 Years Of Floating Money, 40 Years Of The Average Worker Getting Poorer

The account value dramatically overstates a policy's intrinsic value but these new regs severely limit factoring in the interplay of surrender charges, and this is why they often overstate a policy's market value.

FORBES: Putting A Value On Your Life Insurance Policy