It's a nice for the homeowner and a good idea if the bank doesn't want to lose the whole value of the loan.

这对住房者是个好消息，对银行来说也是个好主意，因为银行不想失去贷款的全部价值。

youdao

For low-risk banks, this would make little difference: both HSBC and Santander report that the fair value of their loan books is slightly above their carrying value.

对于那些低风险的银行来说，这也许无关紧要：汇丰以及桑坦德银行均报告说他们借款账簿上的公平价值仅比账面价值略高一点。

youdao

The difference between the market value of collateral and the face value of a loan.

贷款保证金的市面价格与面额之间的差价。

youdao

In a pawn transaction, the customer gets a short-term loan of about fifty to seventy-five percent of the value of an item.

VOA: special.2011.04.18

The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.

从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松

耶鲁公开课 - 金融市场课程节选

But if the loan to value ratio is greater than one, they won't be able to get all the money back.

但如果贷款价值比率大于1,他们就不能追回所有的贷款

耶鲁公开课 - 金融市场课程节选

Meanwhile, to get a bank loan, one must put up 150% to 200% of the face value of the loan in collateral and get three guarantors with good incomes.

FORBES: Waking Dead Capital

Meanwhile, to get a bank loan, one must put up 150% -200% of the face value of the loan in collateral, plus get three guarantors with good incomes.

FORBES: Waking Dead Capital

The one-month decline would not necessarily translate to the value of the loan-loss provision for the quarter.

FORBES: Wachovia: CDOuch