In the market for personal accounting software for non-professionals to use in preparing their income tax returns, many of our competitors are outselling us.

在为非专业人士准备所得税申报表的个人会计软件市场上，我们的许多竞争对手的销量都超过了我们。

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That spells danger for investors in leveraged ETFs, which use debt to magnify the returns of the index they follow.

杠杆ETF利用债务来放大他们购买的指数的回报率，对于投资者来说这是非常危险的。

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In other words, the more of your own money you use, the lower your returns.

换句话说，你使用的自己的钱越多，你的回报越低。

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If we add one to the return, then you've got a number that's never negative and we can then use geometric returns.

然后加上1,你永远也得不到一个负数,然后我们对这个值求几何平均

耶鲁公开课 - 金融市场课程节选

While there are times you may want to amend, use amended returns sparingly.

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The reason big investment houses and political intelligence companies are scared is simple: studies show that firms who use this type of secret intel substantially increase their returns, and any move to publically report the names of key players or curb use of the tips could reduce returns and create embarrassing public relations headaches.

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