Most employees in the US have joined in 401 (k) Pension Plan.

养老金计划是美国目前参加员工最多的企业养老金计划。

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Most of us have our 401(k)s or IRAs invested in mutual funds.

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Personal trainers motivate us to move our rear ends, but who could believe we need personal financial trainers to get us to move our 401(k)s?

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How long can we keep government employees on defined-benefit pension plans while the rest of us scramble to fund our 401(k)s?

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