Now that austerity hangs over Europe, however, and even the French are toughening up pension rules, the perks are coming under scrutiny.

然而现在欧洲世界可谓一派紧缩的迹象，就连法国也收紧了养老金政策，额外津贴派发也越来越严苛。

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But a lack of transparency in the management of funds, combined with pressures to make up pension deficits, still result in frequent wrongdoing.

但由于资金的运用缺乏透明度以及对填补社保帐户赤字的压力，常常导致资金被滥用。

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Unless the retirement age rises in lockstep with life expectancy, ageing will automatically push up pension costs, further straining public finances.

除非紧随期望年龄的增长，提供退休年龄，老龄化问题将自然而然地加剧社会的养老金支出的压力，进而增加公共财政的压力。

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In much of Africa, less than 5% of the current workforce are building up pension rights.

BBC: Ageing populations and fewer workers strain pensions

You also have the opportunity to invest your individual money purchase fund to try and maximise your top-up pension.

BBC: MONEY TALK

This is based on faulty actuarial methodology that speeds up pension contributions when a defined benefit plan is closed.

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