Suddenly Citi dropped universal default and JPMorgan Chase ended two-cycle billing.

花旗突然放弃普及违约收费，J P摩根大通银行结束双计费周期。

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There's "universal default", where a late payment on one card can trigger high penalty rates on every card you own.

当你拖欠一卡的付费时引发对你每张卡的高额罚款利率，称之为"普及违约"。"

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In some cases universal default may apply: the high default rate is applied to a card in good standing by missing a payment on an unrelated account from the same provider.

在某些情况下，国际惯例是：如果持卡人的一张不相关的账户错过还款，发卡机构将对同样由本机构发行的持卡人名下还款记录良好的卡征收高利息。

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Therefore, they had canceled her card under the universal default terms of her credit agreement.

FORBES: How To Avoid The Credit Card Nightmare of Universal Default

Even a late utility bill can trigger higher credit card rates through universal default.

FORBES: How To Avoid The Credit Card Nightmare of Universal Default

But the default position across the Scottish Parliament's parties has been to defend public services and universal provision as the top priority.

BBC: Taxing times for Scottish business