We must strengthen underwriting risks management for group personal comprehensive insurance in order to guarantee normal operation of life insurance companies.

内控机制不完善。为保证寿险公司的正常经营，必须加强团体人身综合保险承保风险管理建设。

youdao

The housing market has begun a long, slow process of recovery, but it remains hobbled by the many people who owe more than their homes are worth, by toughened underwriting standards, and by a reluctance among private lenders to extend credit without a federal guarantee.

ECONOMIST: Regulation, trade and job creation