Underthecurrentstandards, either of these funds would be considered suitable, and the broker would be free to base his choice on the one that pays him most.
A-level standards that culminated in last summer's marking scandal and to thecurrent agonising over the funding of universities, whose academic standards are falling apart underthe pressure to teach increasing numbers of students with little more money.
"Under-13s create a real problem because it is absolutely impossible in thecurrent set of standards to be sure about the age of anyone because children will lie, " he said.