Under the House bill, the prohibition on denying coverage would begin one year earlier in 2013, with similar prohibitions on higher premiums based on pre-existing conditions or gender.
VOA: standard.2009.12.25
Underprohibition, regulators have no control over where the product is sold, who sells it, or to whom they sell it.
Some have argued that zeroing must be permissible under the exceptional method because otherwise its prohibition would yield results identical to those obtained under the weighted average-to-weighted average method.