In both France and Germany, reckons McKinsey, the expense of financial advisers means that it currently costs more to advise the typical mass-affluent customer than his investments give back in fees.
Even though they account for only about 1% of the mass of a typical interstellar cloud, interstellar dust grains play a crucial role in the creation of this rich variety of molecules and in the process of star formation.
The process is also capable of transforming virtually all plant matter into liquid fuel, whereas typical ethanol refining uses only the fatty acids that make up around 10 percent of the mass of dried plants.