A risk model which contains two types of insurance with a noise term and two items related to interference is considered. The ruin probability and survival probability of the model are mainly studied.

在新模型中，每个险种各带一个干扰项，且两干扰项相关，对该模型的生存概率和破产概率进行了研究。

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There are substantial numbers of financial advisers, certified public accountants and consumer-advocate types who believe term is the only legitimate life insurance.

FORBES: Life's Tax Advantages