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The trend reflects the depressed housing market, the difficulty of obtaining mortgages and the attraction of paying off mortgage debt while interest rates are at historic lows.
该趋势反映了房地产市场的低迷，在利率位于历史低位的情况下难以获取抵押贷款，付清抵押债务的吸引力加大。
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All those concerned with obtaining maximum defense capability for the limited funds available should demand that this trend be reversed.
CENTERFORSECURITYPOLICY: Center For Security Policy
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