According to credit bureau TransUnion, the amount of credit card debt US consumers are carrying dropped to an 8-year low in the 2nd quarter, CNN reported.

据美国有线电视新闻网报道，美国信用报告机构“环联”报告称，今年第2季度美国人欠付的信用卡债务下跌至8年以来的最低水平。

youdao

In the United States, the three major us credit bureaus (Equifax, TransUnion and Experian) allow consumers to opt out from related credit card solicitation offers via its opt out Pre Screen program.

在美国，三家主要的征信机构(Equifax，环联，百利)允许消费者通过网站退订相关的信用卡优惠宣传材料。

youdao

The data lags by a quarter, so the latest TransUnion figures cover the October-December period.

NPR: Average Credit Card Debt, Late Payments Fall In 1Q

You get one from each of three major credit reporting agencies: Experian, Equifax and TransUnion.

FORBES: How To Check And Improve Your Credit Score

TransUnion performed its study at the request of credit unions, which make private student loans.

WSJ: Third of Student-Loan Debt Belongs to Subprime Borrowers