Lender grants Borrower an exclusive license to use the Bank Instrument. The license is transferable to other third parties only after authorization of the Lender.

贷方授予借方对这银行票据的专用权。得到贷方的授权后，这专用权可转让给第三方。

youdao

By making available any Member Content through the Site, Application or Services, you hereby grant to Cold Brew Labs a worldwide, irrevocable, perpetual, non-exclusive, transferable, royalty-free license, with the right to sublicense, to use, copy, adapt, modify, distribute, license, sell, transfer, publicly display, publicly perform, transmit, stream, broadcast, access, view, and otherwise exploit such Member Content only on, through or by means of the Site, Application or Services.

FORBES: Pinterest Revises "Terrifying" Terms of Service, Soon To Release Private Pinboards and API

So apparently, I have granted a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to this site to use my photo.

FORBES: Free computer analysis of your beauty. What's the catch?