The house was a total loss and the insurance company promptly paid us the policy limit.

房屋被定为全损，保险公司按保险限额迅速赔付了我们。

《柯林斯英汉双解大词典》

Where the assured brings an action for a total loss and the evidence proves only a partial loss, he may, unless the policy otherwise provides, recover for a partial loss.

被保险人提出全损诉讼请求，而证据证明仅为部分损失的，除保险单另有规定外，他可以索赔部分损失。

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A total loss may be either an actual total loss, or a constructive total loss.

全损可以为实际全损，或者推定全损。

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