Other common names for market timing include opportunistic investing, sector rotation, active asset allocation, top-down allocation, bottom-up allocation, global modeling, algorithmic positioning, defensive investing, and the list goes on.

FORBES: Anything But Market Timing

Make a top-level asset allocation of 40% to short term, high quality bonds the balance to a diversified global equity portfolio of perhaps 10 to 12 asset classes.

FORBES: Do-It-Yourself Dividends From Total Return Investing

Meanwhile, the allocation of top jobs is nearly done.

ECONOMIST: Iraq