The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.

个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。

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There should be a perfect, complete credit service system to sustain the country's credit economy run well.

一个国家的信用经济能够正常运转，需要有一套系统、完善的信用服务体系。

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This thesis analyses the problems in credit guarantee system in West Anhui and provides countermeasures to perfect the system.

本文分析了当前皖西地区担保体系中存在的问题，并提出了完善担保体系的对策。

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