I hate to sound so negative here, but honestly, they are taking credit for things they shouldn't take credit for.

我真不喜欢说这些抱怨的话，但老实说，他们拿到的学分是他们本没有资格获得的。

youdao

Banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.

银行仍然会从你的账户中挖掘数据，以便向你出售金融产品，包括一些没有价值的东西，比如信用保险和信用卡保护计划。

youdao

Remittance and collection belong to commercial credit. Letter of credit belongs to banker's credit.

汇付和托收属于商业信用，信用证属于银行信用。

youdao

Credit card companies will have to inform cardholders forty-five days before they raise interest rates or change other important terms.

VOA: special.2009.05.22

But, I give a lot of credit to the European politics of the late 17th and 18th century.

但是，我觉得很大程度上得益于欧洲政治,在17世纪末和18世纪，起的作用。

普林斯顿公开课 - 人性课程节选

But I don't know if it was something I'd like to take credit for it.

但我不知道是否能把问题归咎到这个上面。

留在记忆中的学生 - SpeakingMax英语口语达人

But that access to credit is access to the American dream because without access to credit, you can't participate in our economy.

NPR: Beware the Bad Home Loans

Unable to pay credit card bills, they have no recourse to credit.

FORBES: Which Party is Responsible For Debt Impasse?

The problem is that it takes credit to get credit.

FORBES: 10 Steps to Repair, Rebuild, and Protect Your Credit