Credit CARDS and deferred time payments are rare.

信用卡和延期付费很少见。

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After two or three years of on time payments, you can then refinance for conventional mortgage rates.

经过两、三年的时间付款，那么你可以为常规转按揭利率。

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"At the time these payments were made they were ill advised - bad judgment on the part of these companies, but they didn't violate any statute.

VOA: standard.2010.07.23

"Through our collaborative efforts, and year-long investigation, this public official pleaded guilty to one count of conspiracy to import more than 1,000 kilograms of marijuana into the United States, while at the same time receiving more than $5 million in bribe payments."

VOA: standard.2010.03.11

These aren't people who weren't homeowners, who didn't have a track record and the data also revealed that roughly 80 percent of these folks are making on-time payments.

NPR: Beware the Bad Home Loans

More bad news: Earnings plunged 77%, although excluding one-time payments like the Exubera charge, earnings per share were 58 cents, six cents more than the average estimates of Wall Street analysts.

FORBES: Pfizer Kills Exubera

Unless they contract for time payments, that is.

FORBES: And Now For Olympic Endorsement Deals...