This paper introduced a three-factor authentication mode of network payment which added an authentication code factor on the basis of the traditional dual-factor authentication.

在目前流行的双因素认证的网络支付安全认证模式的基础上，引入动态验证码认证，提出了一种基于三因素认证的网络支付安全认证模式。

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A two-factor authentication system has been replaced by a three-factor system which is more secure but less convenient.

双重认证变成了三重认证，虽然提高了安全性，但却更不方便了。

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The platform supports a wide range of security requirements, offering options for single, two or three factor authentication and integration of proximity and smart card readers.

该平台支持各种安全要求，提供单因素、双因素和三因素认证等选项，并集成了近距离和智能卡读卡器。

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