This means you can, in effect, get inflation protection for free because these adjustable rate securities adjust for inflation.

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It's designed for people who have a solid income, and they just got in over their heads or got into one of these crazy adjustable loans with a 10 percent interest rate that they can't afford.

NPR: Government Plan Would Guarantee Some Mortgages

Like adjustable mortgages, these instruments, issued and securitized by banks, are reset as rates change.

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