These start-ups have the potential to both complement and disrupt completely our concept of how to provide services to the poor.

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Muhammad Yunus, the Grameen Bank founder who helped to establish the concept of microfinancing, has said that, if the poor, particularly women, can gain access to credit and generate their own income, that could consequently address the problem of poverty.

WSJ: Microloans Target Shopkeepers

As it happens, when the poor countries are having their industrial revolutions global inequality (by either Concept 2 or 3 measures) seems to decline.

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