Personal knowledge forms the enterprise competence only when it can be integrated into enterprise knowledge and tied with other resources, and therefore affects the competition status.

只有当个人知识整合为企业知识并与企业的其他资源相结合才能形成企业能力，进而影响企业的竞争地位。

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"Knowledge" and "person" have become the two most important core resources for personal, organization and society in information age.

“知识”和“人”已成为信息时代个人、组织和社会最核心的两大资源。

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Determine the personal finance knowledge people need at various life stages and integrate these core financial competencies into educational programs and resources.

FORBES: Financial Literacy Is Every Business's Responsibility