Housing finance plays a key role in expanding the effective demand for housing and starting the housing market.

住房金融在扩大市场有效需求、启动住房消费等方面具有重要的作用。

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Last year saw a decline in the effective demand for steel.

去年，钢铁的实际需求下降了。

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The key of expanding domestic demand lies in raising the effective demand.

扩大内需的关键在于提高有效需求。

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The ongoing tightening of lending standards, although an appropriate market response, will reduce somewhat the effective demand for housing, and foreclosed properties will add to the inventories of unsold homes.

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