Upon termination of the contract, the insurershallrefund the unexpired premium to the insured calculated from the day of the terminationof the contract to the day of its expiration.
The senior medic has denied the claim, insisting she refused a termination the day before the miscarriage because there was no risk to Mrs Halappanavar's life at the time.
In his evidence, a leading obstetrician said Halappanavar's life could have been saved had a termination been carried out a day or two before her miscarriage.