Generally, the longer the term you select, the higher the rate of return.... Just make sure you select a CD within the time frame you will need to access the money.

总的来说，你选择的存款时间越长，你得到的回报也就越高……你只要确保你选择的存款证日期在你需要取钱的范围之内即可。

youdao

So a two-year bank CD or a Treasury inflation-protected security yielding around 2%, and short-term investment-grade bond funds at 2% plus, aren't the end of the world.

因此收益率在2%的两年期银行定存单或者通货膨胀保值型国债，以及收益率在2%以上的短期投资级债券基金都属于不错的选择。

youdao

His short term advice: "People should just buy a CD and rip it. You are legal then."

他的短期建议是“人们应该购买cd盘然后通过路径选择讯息协议使用，这样就是合法的了。”

youdao

An added advantage is that long-term CD rates generally exceed standard savings account interest rates.

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How about putting that money in a long-term CD or bond fund for your kids?

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When you start, you can choose a short-term CD for a few months, then choose longer periods in the future.

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