Between the expiration of the initial rate and the end of the surrender charge period the consumer is at the tender mercy of the insurance company.

FORBES: Gotcha! A Hard Look The Annuity Business

That is, Mitchell demonstrated that like the Palestinians and the Saudis, the Obama administration's idea of a resolution of the Palestinian conflict with Israel involves a complete Israeli surrender to all Arab (and now American) demands while trusting our security to the tender mercies of Palestinian terrorists.

CENTERFORSECURITYPOLICY: Obama's High Commissioner