Finally, I convinced a vet, who specialized in laboratory animals, to take the lump out.

最后，我说服了一位专门研究实验动物的兽医把肿块取出来。

youdao

With a stretch IRA, the beneficiary does not take out the monies in a lump sum, but can withdraw money in small increments over his or her lifetime.

FORBES: Options to Stretch an IRA Can Be Advantageous for Beneficiaries

Now here's the real problem: To use averaging, you must take the entire balance in an account as a taxable lump sum.

FORBES: The Five-Year Itch

In the past, I have almost always advised retiring public sector employees to resist the temptation to take their accumulated pension benefit in a lump sum.

FORBES: Looming Risk of Municipal Defaults Forces Retirees to Consider Pension Buyouts