Just because you qualify for a loan does not necessarily mean you should take a loan.

仅仅因为你够资格去贷款也不意味着你应该贷款。

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If you can't afford a car, don't take a loan to buy one, take public transport instead.

如果你不够钱买汽车，不要贷款去买，用乘坐公共交通工具来代替。

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When you don't have the money to pay for your doctor visit it can be easy to put the bill on a credit card or even to take a loan out to avoid collections.

当你没钱支付医生的诊疗费时，为了避免收账代理商来要钱，你就很容易透支信用卡来交这些费用，甚至会借贷款来交费。

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In this story,a trial takes place to decide if the moneylender Shylock can take a pound of flesh from a borrower who fails to repay his loan.

VOA: special.2011.06.06

If you decide to take a loan, you need to know what interest rate to pay.

BBC: MPs call for money lessons in schools

The method had been simple: take a loan and stop repaying after a couple of months.

CNN: Bogged Down By Endless Troubles

After those choices, you also could take a loan from your 401(k) plan (as long as this is available).

FORBES: Which Retirement Account Should You Tap First?