Even when the penalties for switching grew stiffer - besides losing a click, the players had to pay a cash fee - the students kept losing money by frantically keeping all their doors open.

当换门的惩罚变得更严厉，不仅会失去一次点击机会，甚至还要付费的情况下，学生依旧热衷于保持所有的门都能打开，不断地输钱。

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Merrill copes by switching many clients to fee-based accounts, making its revenue a function of assets rather than of trading volume.

FORBES: No Thain, No Gain

That outlay - made by then manager Jimmy Nicholl - was the only transfer fee Lennon commanded despite switching clubs a further six times over the next 15 years.

BBC: St Mirren invest faith in new manager Danny Lennon

If fee hikes lead you to consider switching banks or account types, here are a few things to consider.

FORBES: Banking