The World Travel and Tourism Council, a trade body, talked this week of a 30% drop in global travel-industry revenues, before swiftly (and inexplicably) switching to a much less pessimistic forecast: a fall over the next 12 months of 10-20% in America, and less in Europe and Asia.
Mortgages might automatically give customers the benefits of refinancing when interest rates fall, saving them the expense and legal hassle of switching to a different company.
At trial last fall, Mr. Silverstein testified that he didn't remember switching the attachments, but he conceded that he was likely the one who switched them.