If you have a card with an annual fee, request to switch the card to one without a fee instead.

FORBES: 10 Steps to Repair, Rebuild, and Protect Your Credit

And a last warning: If you have an old account, double check whether your provider levies annual fees that can eat into your savings potential or switch to a no-fee account at one of the providers mentioned above.

FORBES: New Tax Law Resurrects Competitor To 529 College Savings Plans

The government wants the BBC to fund schemes to help people switch to digital TV through the licence fee.

BBC: NEWS | Entertainment | BBC digital TV fee hike 'opposed'