Less surplus capital should improve underwriting discipline, pushing up rates.

较少的过剩资本又可能会改善核保纪律[5]，推高保险费率。

youdao

There are indications that China a year ago to create liquidity surplus capital is back.

有迹象表明，中国在一年前创造流动性过剩资金又回来了。

youdao

When domestic resources are fully used, the domestic surplus capital will pose an inflation pressure. In this case, domestic capital invested abroad is of advantage.

当母国国内的资源已充分利用时，国内多余资本将会构成通货膨胀的压力，因而这时资本转移出境是有好处的。

youdao

This squeezes prices and margins, thus denying better-run firms the surplus capital they need to hire talented people, buy competitors or invest in research and development.

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And the markets need to recognize that long-term creative arbitrage projects involving open or closed communities, tackling large economic challenges across the globe, are one of the few ways the surplus capital problem can be solved.

FORBES: What To Do With Google and Apple's Billions - Creative Arbitrage

Now it is of course possible that NBNK will be able to provide some kind of comfort to Lloyds' directors that it is likely to receive advanced status relatively quickly - and in those circumstances it would repay the surplus capital back to Lloyds.

BBC: Co-op set to become big banker