Such a definition would exclude the likes of Goldman Sachs and Morgan Stanley, which do not take consumer deposits but often describe themselves as investment banks.

这样的定义将会使高盛（Goldman Sachs）和摩根士丹利（Morgan Stanley）之类的金融机构排除在银行范畴之外，这些金融机构没有个人存款业务，但往往自称为投资银行。

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The Morgan Stanley economists reckon the housing boom more or less reflected durable shifts such as rising incomes and population growth.

摩根斯坦利的经济学家估计，房市火爆多少反映了如同收入增加和人口增长的持续变动。

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Yes, Morgan Stanley can point to other bits of the bank that are humming, such as wealth management.

是的，摩根·士丹利可以说，自己有少数业务还挺红火，比如财富管理。

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For now there is more project-by-project financing that brings in foreign firms such as Morgan Stanley.

FORBES: Revolution by Block

Diversified, deposit-taking universal banks can maintain higher credit ratings and can borrow more cheaply than specialist investment banks such as Morgan Stanley or Goldman Sachs.

ECONOMIST: Investment banking

This suits multinational customers such as Morgan Stanley, Coca-Cola, Interpol and Danish shipper Maersk, but Equant's reach makes its service about 10% to 15% pricier than its rivals'.

FORBES: Magazine Article