次贷=次级抵押贷款(Subprime Mortgages): 次级债的一个种类。债务人可选择在初期仅偿还利息、自主选择月供以及在一定时间后选择将固定利率变更为浮动利率等灵活方式还贷...
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2007年,格拉姆利克写了一本薄薄的书,名为《次贷:美国最近的繁荣与萧条》(Subprime Mortgages: America’s Latest Boom and Bust)。“次贷市场,”他写道,“是一个亟须监管的地方,然而实际上大部分贷款都没有得到监管。
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Subprime First Lien Mortgages 次级信用主顺位房贷
But did they offer subprime mortgages?
但是它们提供次级抵押贷款吗?
People put subprime mortgages in the product.
人们将次级贷款加到了这款产品中。
Are microfinance loans the new subprime mortgages?
小额信贷放款会否成为新的次级抵押贷款?
Default rates are shooting up and valuation of securitized subprime mortgages have crashed and it's throwing turmoil all over the financial community.
违约率飞速上升,对于次级抵押贷款的估值也失效了,这还导致了整个金融系统的混乱
Well, one of the things they've been investing them in are subprime mortgages.
其中一个投资方向,就是次级抵押贷款
These mortgages were given out to people that couldn't afford them and today you have what you call subprime mortgages--subprime paper They issued against this paper stuff called mortgage-backed security. They securitized them and these things are all floating around now.
我们发放这些抵押贷款给那些买不起房子的人,所以现在你们看到了一种你们叫做,次级抵押贷款的金融工具--次贷票据,他们把这种票据叫做,有抵押证券,他们把有抵押证券证券化,这些证券现在在市场上被多次交易,广为流通。
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