...-级房贷相当于alt-a,也称近优贷款(near-prime loans),属最小风险贷款(least-risky loans);b等级以下皆属次贷(subprime loans),有些民间统计中也称之为b&c或 b/c。房贷机构为控制风险,次贷发放一般附带三高一罚的合同条件。
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显示自去年4月份至今,次级抵押贷款(subprime loans)违约率翻了4倍,达到12%,同期 优质贷款 ( prime loans )的违约率也翻了一倍,升至2.7%。
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Reid认为,这种情况与他们更容易接受次级房贷(subprime loans)有关。举例说,在加州,Reid发现,相比较安全的锁定性利率的一级房贷,拉丁美裔获浮动性利率的次级房的机会比白人多出7.9%,而非...
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Subprime Mortgage Loans 次级住房抵押贷款
Those that did dabble in subprime loans were able to withdraw quickly.
因而,他们涉及到的次级抵押贷款能够迅速地撤回。
Even today, the Federal Housing Authority is backing dangerous subprime loans.
即使在今天,联邦房屋管理局仍然在为危险的次级抵押贷款提供担保。
Freddie Mac recently announced it would no longer buy some subprime loans.
Freddie Mac最近宣布不在购买次优抵押贷款。
Well, they created special entities called SIVs and the SIVs would be borrowing money on the commercial paper market to buy subprime loans.
银行建立特殊实体结构投资公司,而结构投资公司,通过在纸货市场借贷,以购入次级债
We've managed to package subprime loans that we thought -some people thought--were terrible and sell them off to unwitting foreigners who didn't know.
我们将次级贷款打包,将这些烫手山芋,甩卖给我们不认识的外国冤大头
Then, the value of the subprime loans that the municipal bond insurers own starts to go down.
接着,市政债券保险公司,持有的次级贷款价值开始下跌
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