The Dodd-Frank financial reform act required the SEC to study ways to beef up investment advisor oversight.

FORBES: Investing

Study after study show that even consumers seeking a strictly fee-only advisor find these terms confusing.

FORBES: Fee-Only Financial Planner: What's the Difference?

Donald Hirsch, a special advisor with the Joseph Rowntree Foundation, said the study showed that although there was significant poverty in the former coal and steel heartlands of the Heads of the Valleys towns, it also existed in the cities.

BBC: NEWS | UK | Wales | Wales on child poverty map