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StepChange debt charity says around 30, 000 have used the short term, high interest loans this year.
BBC: Payday loans are set to 'double' warns debt charity
Advice groups include the StepChange debt charity or the National Debtline.
BBC: How to cope with financial difficulties
StepChange (CORR) says three quarters of calls to its Cardiff office are people struggling to pay off the loans.
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