The paper introduces the effect of enterprise's annuity on the life of the coal enterprise's employee. Enterprise's annuity should have its proper model and standard.

介绍了煤炭企业年金对煤炭企业退休职工的作用，建立企业年金计划应当选择合规模式，规范管理运营。

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In this paper, we have discussed the comprehension of the concepts the time value of money and the annuity that is one of the standard for distinguishing the time value of money.

探讨了资金时间价值的概念、资金时间价值的衡量指标之一年金的概念、种类，着重对年金终值、年金现值的计算公式进行了推导。

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In the last five years about two-thirds of the states have adopted a suitability standard for the sale of annuity products.

FORBES: Is Your Financial Advisor A Wolf In Sheep's Clothing?

With that much money on the table, it should come as no surprise that these same variable-annuity-selling broker-dealers are among the most passionate opponents of the fiduciary standard.

FORBES: Why Investors Should Care About The Fiduciary Standard