The alternative, which some regulators prefer, is to create a specific layer of debt that would bear losses if a bank fails, without (it is hoped) triggering a run of all creditors.
Officials should be aware that in the past several years insurance companies have begun to market specific computer policies that may provide first and third-party coverage for losses associated with cyber incidents, such as costs for data restoration, crisis response, privacy notification and forensic investigation, as well as defense and indemnification arising out of cyber incidents, and business interruption.
If you are a stock investor, consider strategies such as placing stop-loss orders to reduce losses in a volatile market, subscribing to services that email you company specific news as it happens, and setting up loss review trigger points to review your investment.