The wild card, though, are the solar panels, i.e. the assets in the asset-backed securities, as some solar panel makers go bankrupt and others teeter on the edge.
While interest in a Mosaic solar investment will be taxable, the interest saved from paying of a car loan or credit card debt is saved from after-tax money, and so is essentially tax free, which makes paying down debt at interest rates of 4% more more clearly more attractive than the 4.5% on offer from Mosaic.