Most small businesses already have a merchant account and a payment gateway they work with to process credit CARDS online.

大多数小型企业已经有一个商业账户或支付网关以处理在线信用卡。

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Indeed, more than 70% of small businesses use Facebook, according to a recent Merchant Circle survey.

诚然，根据最近“商户圈”(Merchant Circle)的调查，有70%的小工商业者使用Facebook。

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The Merchant Circle survey is based on a random sample of 8, 456 small business business owners in the United States.

商人圈（Merchant Circle）的调查是基于美国8456名小企业主这一随机样本进行的。

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Ironically, the real protagonist in that story was presented as the small merchant.

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But the truth is, for the small merchant, the benefits of a debit transaction outweigh those of a credit card or check.

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That means less money going into the small merchant's cash register.

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