Their insurance premiums tend to be proportionately higher than ones paid by large employers, because small companies have little bargaining clout with insurers.

他们交的保费相应的高于大企业主，因为小公司与保险公司之间没什么讨价的余地。

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The hard-bargaining duo bought small pipelines and consolidated them into an efficient network.

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Small businesses don't have that kind of bargaining power.

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And that will mean it's not just you bargaining with insurance companies, it's you and many other small business owners and self-employed individuals all across the country.

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