If your phone is compatible, you'll need to decide whether you want to get your phone unlocked so that it can accept a local SIM card -- the ID chip that carries your local phone number.

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That would be pretty decent for the specs we know so far: 4.5-inch qHD IPS gapless display, MSM8225Q quad-core chip, dual-SIM support, an eight-megapixel main camera (which produced reasonably good photos, from what we could see), a two-megapixel front-facing camera, and Baidu cloud service integration with 15GB of storage for life, plus another 15GB free for one year.

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Cell phones function much like debit cards in that they use a data chip (in this case, a SIM card) to store balances and enable withdrawals.

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