Instead of the standard 1, 000 rand a month in salary, he offered the Orkney miners a base salary of 750 rand plus a profit-sharing bonus that could double their pay.

FORBES: Magazine Article

Five-year averaging can be used only for distributions from company or Keogh pension, profit sharing or stock bonus plans, not for payouts from IRAs.

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Consider, then, applying your bonus to one or all of the following: SAVING, SHARING or SPENDING.

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