These could take the form of tax write-off provisions for mortgage write-downs and a tax exemption on the shared appreciation.

FORBES: Magazine Article

In 2010 Ocwen disrupted the industry with its Shared Appreciation Modification model, a creative solution for servicing loans that are underwater.

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My New York University colleague, Andrew Caplin, has for some time been advocating the wider use of shared appreciation mortgages as a way of sharing risks between lenders and homeowners.

FORBES: Magazine Article