I've also learned that no matter where you go, you can always find people who shareyour values and mind-set -- my swaps worked out well because I found a community that was as curious, trusting and adventurous as I am.
In fact, if you wouldn't mind, do us a favor and shareyour findings in the comments section after the break -- we have quite a few bookworms on staff who wouldn't mind saving a buck or two.
You should share relevant pieces of the plan with your key employees and keep in mind that as employees come and go, you may need to continue to update the plan.