Vehicle insurance companies have abundant data of customer, so the effective mining and analysis on customer data will service insurance companies better.

车辆保险公司拥有大量的客户数据，而对客户数据的有效挖掘与分析能够更好的为保险公司服务。

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The lack of a gatekeeper in traditional fee-for-service insurance leads to over-doctoring that is often harmful as well as costly, as that IBM executive discovered.

传统的收费服务保险缺乏初级诊断导致过度就医，不仅有害而且费用昂贵，就如IBM经理的例子一样。

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The service persons are like insurance agents who would be trained, have a cell phone and scooter and would be assigned to a set of customers.

服务人员就像保险代理人，接受培训，配备一部手机和小型摩托车，并会被指定服务于某一批客户。

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Nathan Bonilla-Warford is an optometrist in Tampa,Florida, with VSP, Vision Service Plan, a big insurance provider.

VOA: special.2011.08.01

Company profit margins for all kinds of property and casualty insurance from 2003-2010 match historic averages, according to the Insurance Service Office, which compiles data.

NPR: Coastal Homeowners Stagger Under Insurance Costs

That's because even if hospital A may charge more than hospital B for a particular service, your insurance company may have negotiated a lower rate with the apparently more expensive hospital.

NPR: 3 min 45 sec

And with the end of fee-for-service payments, insurance companies will no longer be needed to handle complicated billing and claims processing, nor will they need to be paid a fee for doing so.

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