But the ECB can only lend against the security of assets that are pledged to it by the banks.

BBC: Why banks are eurozone's fault line

The process of lending money against the security of assets, or trading assets with the banks' capital, helped to push asset prices even higher.

ECONOMIST: Bank incentives are all wrong

They do not have access to formal financial services which provide safety and security of financial assets and enable families to build economic resiliency.

FORBES: Citi Foundation: Investing in Products, Access and People for Financial Inclusion