A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit.

“安全冻结”信用档案是一种预防及避免身份被盗用的工具﹐它可以阻止诈骗者利用你的个人资料来建立信贷记录。

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Mr.Obama says he is standing by his pledge to freeze spending for three years in all areas except national security, and programs funded through special taxes that help the elderly and the poor.

VOA: standard.2010.02.01

Place a security freeze on your credit reports if your information has not been compromised.

FORBES: Connect

The credit reporting company may charge a fee to place or remove a security freeze.

FORBES: Identity Theft: What You Need to Know

It may also offer a free credit monitoring service to help check your account and pay for the initial cost of a security freeze.

FORBES: Identity Theft: What You Need to Know